（）may be defined as a departure without justification and under no necessity from the proper and usual course of an agreed voyage，whereby the character and the incidents of such voyage are altered. ["Deviation","Change","Alteration","Amendment"]
“建立评估机构黑名单制度，对恶意评估抵押物的评估机构纳入黑名单管理”是抵押贷款（）的防控措施之一。 ["A.贷前调查","B.抵押物估价取值","C.办理抵押登记","D.贷款审查"]
简述隐藏新棘虫的主要特征。
什么是目光凝视区域，一般分为哪三种情况？
“单位虚假集资建房，以职工个人名义办理住房按揭贷款，实际由单位使用，套取信贷资金”是抵押贷款（）的风险表现之一。 ["贷前调查","贷款审查","办理抵押登记","贷款发放"]
弯曲件圆角半径过大、过小会产生什么影响？
